Chartered Accountants for Small Businesses & Individuals
Fixed-fee accounts, tax, VAT, payroll and bookkeeping — with a qualified accountant who knows your business.
- Chartered Accountants
- |
- Xero Specialists
- |
- ★ 4.9 Google Reviews
- |
- 150+ Businesses Helped
Not just accounts filed. Outcomes you'll notice.
Reduce your tax bill
We don't just prepare your return. We review your circumstances and identify legitimate allowances, reliefs and planning opportunities.
Know your numbers
Monthly and quarterly reporting gives you a clear picture of revenue, margins, cash flow and profitability.
Stop worrying about deadlines
We monitor your filing obligations and keep you ahead of HMRC deadlines.
An accountant you can actually speak to
No call centres. No ticket numbers. No being passed between departments.
Real business advice — not just accounts filed once a year.
Serving restaurants, retail, construction, consultants, ecommerce and professional services across London.
Why clients choose PnL over an app.
Tax software is good at arithmetic. It's not good at knowing that your circumstances changed this year, that an expense is borderline, or that a report needs to say something rather than just show numbers. That's the gap PnL Accountants & Advisors Ltd fills.
For individuals, we bring a personal touch and precision to tax filing that a do-it-yourself tool can't replicate. For businesses, we go further — assessing your overall financial health and delivering regular reports that are clear, digestible and actually actionable.
More about usFor individuals
Self assessment done properly, with someone checking your position rather than a form checking your maths. No jargon, no last-minute panic before the deadline.
For businesses
Bookkeeping, VAT and payroll handled on schedule, plus regular reporting that tells you what's actually happening in the business — not just what HMRC needs to see.
One firm, the full picture
Because the same team handles your bookkeeping, VAT, payroll and year-end accounts, nothing gets lost between systems — and nothing gets explained to you twice.
Not a call centre. An actual person who knows your business.
"I started PnL because I wanted to create an accountancy firm that puts people first. Your accountant should be someone you can rely on, not just someone who files your accounts."
Sharahnia Sukdeo · BFP ACA · 12 Years Experience
Meet The FounderEverything from a single return to a full ledger.
Six core services, one point of contact — pick what you need or bring us the lot.
Self Assessments
Your annual tax return prepared, checked and filed on time — with every allowable expense accounted for.
Book this serviceBookkeeping
Day-to-day records kept accurate and current, so year-end never becomes a scramble through old receipts.
Book this serviceVAT Returns
Quarterly VAT calculated and submitted correctly, with the reasoning behind every figure kept on file.
Book this serviceYear End Accounts
Statutory accounts prepared and explained in plain terms, not just handed over as a finished PDF.
Book this serviceTax Preparation
Planning ahead of the deadline, not just reacting to it — so you know your position before HMRC does.
Book this servicePayroll Service
Payslips, deductions and HMRC submissions run on schedule, every pay period, without you chasing it.
Book this serviceA firm that reads your numbers, not just files them.
Software can total a column. It can't tell you why last quarter's VAT bill jumped, or flag that an expense won't hold up under review. That judgement is what you're actually paying an accountant for.
- Qualified Chartered Accountants
- Xero Experts
- Fixed Monthly Fees
- Unlimited Support
- Fast Response Times
- No Hidden Charges
A named accountant
The same person handles your account start to finish — never a rotating call centre.
Reports you can read
Clear, digestible summaries of your finances — not raw exports you need us to translate.
Deadlines, handled
Self assessment, VAT and payroll dates tracked for you, with time to fix issues before they're due.
Straightforward packages, built around how you're taxed.
Every business is different, so treat these as a starting point — your quote is confirmed after a free consultation.
- Self assessment preparation & filing
- Allowable expense review
- HMRC deadline tracking
- One consultation call included
- Email support during filing season
- Monthly bookkeeping
- Quarterly VAT returns
- Year-end accounts
- Quarterly financial reporting
- Direct line to your accountant
- Everything in Small Business
- Payroll processing, any headcount
- Tax planning ahead of year end
- Priority response times
- Annual financial health review
* Prices shown are indicative starting points and vary with turnover, transaction volume and complexity.
From first call to filed return.
Free consultation
Tell us what you need — one return, or ongoing bookkeeping. No charge, no obligation.
We assess your position
Your accountant reviews your records and flags anything that needs attention before we file.
We handle the filing
Returns, VAT or payroll submitted to HMRC on your behalf, ahead of every deadline.
Ongoing clear reporting
Regular, readable reports so you always know where the business stands financially.
What clients say once the filing is done.
First accountant who explained why my tax bill changed instead of just sending an invoice.
The quarterly reports actually tell me something. I know where the business stands without asking.
Payroll used to be a monthly headache. Now it just happens, correctly, on the same day every time.
Notes on tax, kept in plain English.
Should your business register for VAT before you hit the threshold?
The case for registering early, and when it's better to wait.
Read article
Allowable expenses landlords consistently forget to claim
A quick checklist of deductions that are easy to miss on a rental property return.
Read article
Why “I’ll sort my bookkeeping at year end” always costs more
The hidden cost of catching up twelve months of records in one sitting.
Read articleQuestions we get asked first.
Can't find what you're after? Get in touch and we'll answer it directly.
Sole traders, company directors, landlords, and anyone with untaxed income above HMRC's thresholds. If you're not sure whether that includes you, that's exactly what the free consultation is for.
Yes. Most client work happens by call and email, so location isn't a barrier — we work with individuals and businesses across the UK.
Bookkeeping is the ongoing record of what's coming in and going out. Year-end accounts are the formal summary built from those records once the financial year closes — the two work best together, which is why most clients bundle them.
Get Your Accounting Review
We'll review your current accounting setup and show you where you could save time, money and tax.